Posted: December 19, 2019
Kidnapping for ransom is a lucrative business for perpetrators and more prevalent than you may think. The Insurance Information Institute (III) reports that kidnapping for ransom is on the increase. Prime targets are wealthy businesspeople and their families, professionals traveling abroad, journalists, and aid workers. Most kidnappings of Americans for ransom or extortion occur in Mexico, Columbia, Central or South American countries, parts of Africa,...
Posted: December 16, 2019
Each homeowners insurance policy is different. Our friendly agent will be happy to review your policy with you to help ensure you have the coverage you need. Generally, homeowners insurance covers a broad range of potential damages that includes the dwelling itself and other structures on the property, such as a fence, shed, or driveway. The following can give you an idea of what is...
Posted: December 11, 2019
Memories stay with you for life. But old tapes and film reels aren’t designed to hold them for nearly as long. It’s true that film, VHS tapes, and DVDs can preserve your home movies for years (or decades) in the right environment. But even if they’re stored in a cool, dry place, the materials can deteriorate – leaving your memories irretrievable. Thanks to modern technology,...
Posted: December 4, 2019
Both the popularity and number of craft breweries, vineyards, wineries, and distilleries are on the rise in the U.S. However, these types of businesses can have complicated insurance needs. Any establishment that has a tasting room or serves alcohol needs liquor liability insurance, but that is only the beginning of the coverage you may need. Our knowledgeable agent can help ensure you have the right...
Posted: December 4, 2019
The holidays are here, and all is merry and bright. Before you string the lights, consider these quick safety tips. Light check: Before hanging lights, check for frayed wires and throw them out if anything is exposed. Also replace any missing or burned out bulbs. Look for the “UL®” stamp: Red UL® stamps mean lights are safe for indoor and outdoor use. Green UL® stamps...
