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Do I Need Boat Insurance for a Non-Motorized Boat?

Do I Need Boat Insurance for a Non-Motorized Boat?

Depending on where you live, you may not be legally required by the state to carry boat insurance for a non-motorized boat, but that is not the only reason to insure your boat. If you have invested in a sailboat, kayak, canoe, or RIB (rigid inflatable boat), boat insurance will protect your investment if the watercraft is damaged during an accident. It should also protect...

Are You Covered When an Employee Claims Harassment or Discrimination?

Are You Covered When an Employee Claims Harassment or Discrimination?

You probably never want to imagine a situation in which an employee, a former employee, or an employment candidate sues your business for sexual harassment or discrimination (on the basis of, for example, age, sex, race, or disability). Unfortunately, though, it does happen. Sexual harassment has been in the news media spotlight a lot lately, following allegations of inappropriate behavior made against celebrities and public...

Essential Life Jacket Tips for Boaters

Essential Life Jacket Tips for Boaters

What Are the Different Types of Life Jackets? There’s a wide variety of life jackets on the market with options to fit every age, size, and water-bound recreational activity. You can find designs specifically tailored for recreational boating and water sports like skiing and riding on personal watercrafts, as well as styles for hunting, fishing, paddle sports (such as canoeing, kayaking, and paddleboarding), and offshore...

Survey: Getting Ready to Roll This Summer Travel Season

Survey: Getting Ready to Roll This Summer Travel Season

Further Reading: Road Trip Tips Planning your epic adventure? Check out these related road trip blogs: The Ultimate Guide: How to Plan a Road Trip Vacation 40 Road Trip Games and Activities 4 Brilliant Ways to Keep Kids Occupied on Road Trips Before you hit the road, make sure your vehicle is up to the task. Here’s some good advice to know: What to Include...

Beginner’s Guide to Business Owners Package (BOP) Insurance

Beginner’s Guide to Business Owners Package (BOP) Insurance

BOP (business owners package) insurance can be the ideal way to protect a small business. The bottom line is that you want the maximum possible coverage at the lowest possible rate, and BOP insurance could be your best option.  The Basics of Business Owners Package Insurance A BOP insurance policy covers all the major property and liability risks, and is typically the ideal insurance for...